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Checking Features

Checking General Information

See our main checking page for our Checking Accounts

  Money Market Checking

Money Market Checking

Money Market Checking Account gives you a higher dividend rate than on a traditional savings account without having to tie it up in a certificate to earn more. You can also receive the ease of access of a checking account if you wish to order checks for this account.

Account Requirements:

  • $1,000.00 minimum balance must be maintained at all times to earn dividends and if your account balance falls below $1,000.00, a $10.00 draft service charge will be applied on the last day of the month .
  • $250.00 minimum withdrawal.
  • Accounts closed prior to the end of the month will forfeit accrued dividends.

You will receive a monthly dividend paid the last day of each month based on your account balance. Dividend rates may change weekly. We will send you a monthly statement showing all account balances and activity. This is a non-transaction account, so no automatic electronic debits can be made to this account.

To open an account, just stop in today!


All Pillar Credit Union checking accounts are now eligible for online account access. Stop in either branch or call us today at 740-389-9960 to sign-up to access your account online. Bank online today!

ATM/Debt Card

Debit and ATM Card

Our ATM and debit cards can give you the freedom to access your money virtually anywhere! You can use your cards at any ATM displaying the Cirrus, Fastbank or Pulse logos - that's virtually world-wide access!

Locate an ATM

You can avoid paying surcharges at someone else’s ATM by getting yourself extra cash when you make a purchase using your debit card. If a store accepts debit cards, they might ask if you’d like cash back. Select “Yes” and choose the amount. Pillar won’t charge you for doing this, but some stores have their own fee so always pay attention when using this option.


Enhanced protections

Enhanced Protections

Use your Pillar Credit Union Debit card for purchasing and your purchases will have enhanced protections: Price Protection, Extended Warranty, and Satisfaction Guarantee

Extended Warranty Insurance*

Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year.

Price Protection*

If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.

Satisfaction Guarantee*

Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

*Certain restrictions, terms, and conditions apply. Click on the service for complete details.



Lost / Stolen Debit Card: 740-389-9960 or 833-462-0798 (After Hours)

Debit Card Charge Dispute: 740-389-9960 or 1-866-987-1457 (After Hours)


Overdraft protection

E-Z Advance Overdraft Privilege – for those ‘surprise short-on-cash’ moments

It’s pretty easy to find yourself a little short on cash. We’re people just like you so we get it – things happen. One unexpected bill at just the wrong time can be a nightmare. The last thing we want is for you to go through the embarrassment and inconvenience of your debit card being rejected at the grocery store checkout or the headaches and extra fees that come from a bounced check.

That’s why we have our E-Z Advance program. It’s there to help when you have an overdraft. Basically, an overdraft is when you don’t have enough money in your checking account to cover a transaction, but we go ahead and pay it anyway.

E-Z Advance is automatically available to most people with one of our checking accounts after 90 days (some restrictions do apply). You don’t even need to do anything to enroll and it only costs you our standard $30 non-sufficient funds (NSF) fee if you overdraw your account and we choose to pay the transaction instead of reject it. This applies to debit card purchases, checks, and automatic transactions (ex: monthly subscription payments) and there’s a limit of up to $500.

Of course, this service is a courtesy and not guaranteed. We always have the right to deny or turn off the service if it’s not being used correctly.

Another option we have is an overdraft protection plan that links to a line of credit. A protection plan still has costs, but could be less expensive than E-Z Advance depending on how it’s used. Just give us a call at 740-389-9960 if you’d like to learn more about either one or if you’d like to opt out of the automatic E-Z Advance.


  Reorder paper checks

Re-Order Checks Online

You can reorder your paper checks online directly from Main Street. Please have an existing check ready, as you will need information from it.

Reorder Online  




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