Savings

To use Pillar Credit Union products & services, you must be a member. Although becoming a member is easy, you do have to be eligible for membership. Qualifiers are:

• Live, Work, attend school, or worship in the following Ohio counties:

  Marion, Morrow, Crawford, Wyandot, Richland, or Hancock

OR

if you are an immediate family member of someone who is already a member or is eligible for membership - You can join! Have them refer you to us! We would be happy to have you become a pillar of our community. 

Just pay a one-time $5.00 membership fee & maintain a $5.00 minimum balance in your Share account to join & enjoy being a member.

Pretty Simple! If you still have questions about whether you qualify to be a member please give us a call, we can help determine how you can be eligible to become a Pillar of our Community!

Let us teach your next generation the importance of saving & earning dividends from an early age with our Youth Club accounts. Youths are eligible up to age 21. 

The only requirement is a $5.00 minimum balance, and a one-time $5.00 membership fee for ages 18 and older. 

What makes this account different from our other savings account?

Our Youth Club accounts earn dividends without the minimum $100.00 balance to earn!

This allows them to see the importance of savings & being rewarded with dividends for doing so! Bring the kids in to start their financial well-being journey with Pillar Credit Union. We have many families that are 4th & 5th generation members of our Pillar Credit Union Family. We would be delighted to have you join us.

Standard Certificates

Save your money and watch it grow with Share Certificates. Our certificates are available to all members and are a smart way to manage your money for the long term. Your dividends will be calculated daily and added to your account every quarter, so you can watch your savings grow. Start saving today and reach your financial goals.

We offer Christmas Clubs so that you can set aside money to be used for gift purchases and other holiday expenditures. You may join any time during the year, and October 1st, have money ready to help you through the holidays.

Christmas Clubs earn dividends quarterly. A $5 minimum deposit is required to open your Christmas Club for the year!

Early withdrawals are permitted only if you close your Christmas Club for that club year & any unpaid dividends will be forfeited.

Starting in 2025, Christmas Clubs will be earning a higher dividend each quarter. Check out our Rate page to see the new rate!

Our Vacation Club earns dividends from dollar one and features year-long access. A $5.00 minimum balance must be maintained. Saving for that special trip has never been easier, so open a Vacation Club today.

An HSA gives you the best of both worlds. It helps you get a handle on rising healthcare costs and provides a tax-advantaged way to save.

As long as you don’t go over the limits that apply to your type of insurance coverage (individual or family), you can contribute as much as you want, as often as you want throughout the year. In fact, anyone can contribute to you, even your employer. HSAs have an annual fee of $10 which will be charged at the end of each calendar year.

Give us a call to set up an HSA account.

Your deposits are safe and guaranteed by the federal government. Deposits at Pillar Credit Union are insured by the National Credit Union Administration. The NCUA is a federal government agency that operates and manages the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF provides federal insurance on credit union deposits, backed by the full faith and credit of the United States Government. Your savings accounts are insured to at least $250,000 and Individual Retirement Accounts are separately insured up to $250,000.

More information about the NCUA and the NCUSIF is available at NCUA.gov.

 *All Depository Accounts: Fees can reduce the earnings.