When you bank with Pillar, you’re an owner of the credit union. One of the ways we’re different from most banks is we share our financial reports each month so you can see how we’re doing.
Pillar Credit Union - Statement of Income
Interest Income
Interest on Loans
February 2026 - $418,007
January 2026 - $432,698
Interest on Investments
February 2026 - ($37,662)
January 2026 - $129,884
Total Interest Income
February 2026 - $380,345
January 2026 - $562,582
Interest Expense
Members’ Shares & Savings
February 2026 - $189,941
January 2026 - $173,052
Total Interest Expense
February 2026 - $189,941
January 2026 - $173,052
Net Interest Income
February 2026 - $254,489
January 2026 - $389,530
Provision for Loan Loss
February 2026 - $ -
January 2026 - $67,951
Net Interest after Provision for Loan Loss
February 2026 - $254,489
January 2026 - $321,579
Non-Interest Income
Other Fees and Commissions
February 2026 - $110,683
January 2026 - $113,434
Non-Interest Expense
Compensation and Benefits
February 2026 - $151,020
January 2026 - $131,134
Occupancy
February 2026 - $20,130
January 2026 - $28,089
Other
February 2026 - $175,380
January 2026 - $189,603
Total Non-Interest Expense
February 2026 - $346,529
January 2026 - $348,827
Net Income
February 2026 - $18,642
January 2026 - $86,186
Pillar Credit Union - Statement of Financial Condition
Assets
Cash & Cash Equivalents
February 2026 - $1,187,388
January 2026 - $1,108,846
Investments
February 2026 - $40,247,120
January 2026 - $37,257,366
Loans to Members, Net Allowance for Loan Loss
February 2026 - $75,420,811
January 2026 - $74,999,022
Accrued Interest Receivable
February 2026 - $249,639
January 2026 - $380,626
Property and Equipment, Net of Accumulated Depreciation
February 2026 - $5,373,102
January 2026 - $5,311,460
Capitalization Accounts
February 2026 - $2,483,837
January 2026 - $2,476,020
NCUSIF Deposit
February 2026 - $1,033,264
January 2026 - $1,033,264
Other Assets
February 2026 - $3,340,727
January 2026 - $3,739,135
Total Assets
February 2026 - $129,335,888
January 2026 - $126,305,740
Liabilities & Equity
Member Shares and Savings
February 2026 - $115,844,632
January 2026 - $114,072,645
Accrued Interest Payable
February 2026 - $ -
January 2026 - $ -
Accrued Expenses & Other Liabilities
February 2026 - $99,446
January 2026 - $377,129
Total Liabilities
February 2026 - $115,944,078
January 2026 - $114,449,774
Commitments & Contingent Liabilities
Members’ Equity-Substantially Restricted
February 2026 - $11,104,379
January 2026 - $11,855,966
Total Liabilities & Members’ Equity
February 2026 - $127,048,458
January 2026 - $126,305,740