When you bank with Pillar, you’re an owner of the credit union. One of the ways we’re different from most banks is we share our financial reports each month so you can see how we’re doing.
Pillar Credit Union - Statement of Income
Interest Income
Interest on Loans
July 2026 - $470,541
June 2026 - $451,773
Interest on Investments
July 2026 - $147,739
June 2026 - $153,570
Total Interest Income
July 2026 - $618,281
June 2026 - $605,343
Interest Expense
Members’ Shares & Savings
July 2026 - $168,152
June 2026 - $178,926
Total Interest Expense
July 2026 - $168,152
June 2026 - $178,926
Net Interest Income
July 2026 - $450,129
June 2026 - $426,417
Provision for Loan Loss
July 2026 - $5,128
June 2026 - ($33,834)
Net Interest after Provision for Loan Loss
July 2026 - $445,000
June 2026 - $460,251
Non-Interest Income
Other Fees and Commissions
July 2026 - $120,817
June 2026 - $172,083
Non-Interest Expense
Compensation and Benefits
July 2026 - $180,561
June 2026 - $160,327
Occupancy
July 2026 - $32,567
June 2026 - $35,859
Other
July 2026 - $207,285
June 2026 - $188,893
Total Non-Interest Expense
July 2026 - $420,413
June 2026 - $385,078
Net Income
July 2026 - $145,404
June 2026 - $247,255
Pillar Credit Union - Statement of Financial Condition
Assets
Cash & Cash Equivalents
July 2026 - $1,139,489
June 2026 - $1,180,947
Investments
July 2026 - $37,448,495
June 2026 - $39,086,439
Loans to Members, Net Allowance for Loan Loss
July 2026 - $82,582,638
June 2026 - $81,331,305
Accrued Interest Receivable
July 2026 - $392,013
June 2026 - $390,485
Property and Equipment, Net of Accumulated Depreciation
July 2026 - $5,393,823
June 2026 - $5,373,174
Capitalization Accounts
July 2026 - $2,729,251
June 2026 - $2,724,435
NCUSIF Deposit
July 2026 - $1,135,258
June 2026 - $1,135,258
Other Assets
July 2026 - $4,036,764
June 2026 - $3,571,114
Total Assets
July 2026 - $134,857,730
June 2026 - $134,793,157
Liabilities & Equity
Member Shares and Savings
July 2026 - $120,368,249
June 2026 - $120,383,010
Accrued Interest Payable
July 2026 - $ -
June 2026 - $ -
Accrued Expenses & Other Liabilities
July 2026 - $345,582
June 2026 - $223,813
Total Liabilities
July 2026 - $120,713,831
June 2026 - $120,606,823
Commitments & Contingent Liabilities
Members’ Equity-Substantially Restricted
July 2026 - $14,143,899
June 2026 - $14,186,334
Total Liabilities & Members’ Equity
July 2026 - $134,857,730
June 2026 - $134,793,157