When you bank with Pillar, you’re an owner of the credit union. One of the ways we’re different from most banks is we share our financial reports each month so you can see how we’re doing.
Pillar Credit Union - Statement of Income
Interest Income
Interest on Loans
May 2026 - $436,600
April 2026 - $419,540
Interest on Investments
May 2026 - $139,278
April 2026 - $148,217
Total Interest Income
May 2026 - $575,879
April 2026 - $567,757
Interest Expense
Members’ Shares & Savings
May 2026 - $165,146
April 2026 - $164,879
Total Interest Expense
May 2026 - $165,146
April 2026 - $164,879
Net Interest Income
May 2026 - $410,733
April 2026 - $402,878
Provision for Loan Loss
May 2026 - ($23,347)
April 2026 - $28,073
Net Interest after Provision for Loan Loss
May 2026 - $434,080
April 2026 - $374,805
Non-Interest Income
Other Fees and Commissions
May 2026 - $106,551
April 2026 - $104,292
Non-Interest Expense
Compensation and Benefits
May 2026 - $167,683
April 2026 - $148,470
Occupancy
May 2026 - $28,501
April 2026 - $33,034
Other
May 2026 - $196,926
April 2026 - $188,520
Total Non-Interest Expense
May 2026 - $393,110
April 2026 - $370,024
Net Income
May 2026 - $147,521
April 2026 - $109,073
Pillar Credit Union - Statement of Financial Condition
Assets
Cash & Cash Equivalents
May 2026 - $790,338
April 2026 - $1,111,819
Investments
May 2026 - $38,124,107
April 2026 - $38,797,357
Loans to Members, Net Allowance for Loan Loss
May 2026 - $76,572,535
April 2026 - $75,754,415
Accrued Interest Receivable
May 2026 - $375,773
April 2026 - $380,644
Property and Equipment, Net of Accumulated Depreciation
May 2026 - $5,323,892
April 2026 - $5,333,958
Capitalization Accounts
May 2026 - $2,508,887
April 2026 - $2,501,071
NCUSIF Deposit
May 2026 - $1,073,302
April 2026 - $1,073,302
Other Assets
May 2026 - $3,732,680
April 2026 - $3,686,832
Total Assets
May 2026 - $128,501,515
April 2026 - $128,639,398
Liabilities & Equity
Member Shares and Savings
May 2026 - $115,887,120
April 2026 - $116,271,884
Accrued Interest Payable
May 2026 - $ -
April 2026 - $ -
Accrued Expenses & Other Liabilities
May 2026 - $382,978
April 2026 - $264,082
Total Liabilities
May 2026 - $116,270,097
April 2026 - $116,535,966
Commitments & Contingent Liabilities
Members’ Equity-Substantially Restricted
May 2026 - $12,231,418
April 2026 - $12,103,432
Total Liabilities & Members’ Equity
May 2026 - $128,501,515
April 2026 - $126,639,398