Trinity FREE Debt Analysis

This program supports unsecured debt (credit cards, personal loans, etc.). It does not include car loans, home loans, or student loans.

Through our partnership with Trinity, members can receive a confidential, no-cost Debt Analysis and personalized plan to get back on track.

Whether they want to:

  • Simply get out of debt

  • Improve their credit score

  • Prepare to buy a home in the future

Trinity’s certified counselors are here to help.

One Simple Monthly Payment

Combine your unsecured debts into one easy, manageable payment—no more juggling multiple due dates.

Lower, Fixed Interest Rates

Trinity works directly with your creditors to secure lower interest rates and create predictable, fixed payments.

No More Late Fees or Collection Calls

Late fees stop. Collection calls stop. You get room to breathe and a clear plan to follow.

Personalized Budget & Money Coaching

Receive tools for budgeting, planning, and building long-term financial stability.


Trinity Debt Management

As a valued member of Pillar Credit Union, we are committed to serving you. And as a benefit of your membership, we are providing you with free and unlimited access to financial education and counseling services.

Trinity is a non-profit financial counseling organization. Through comprehensive education and exceptional service, this organization has been assisting individuals since 1992. You can receive assistance with:

  • Personal and family budgeting

  • Personal money management

  • Debt repayment

  • Avoiding bankruptcy, foreclosure, and repossession

  • Preparation to buy a home

  • Getting a copy of your credit report

Call a Trinity counselor toll-free at (800) 758-3844 and let them know you are a member of Pillar Credit Union or visit the Trinity website at www.trinitycredit.org.