Pillar Credit Union — Loyalty Rewards
Loyalty Rewards Program

Do more with Pillar. Earn more.

Add qualifying products you already need and you can move up Loyalty Rewards levels for a higher dividend rate on Regular Shares, up to 0.50% APR*.

0.50% APR
How It Works

Four tiers. One simple idea.

Loyalty Rewards gives you a higher dividend rate on balances over $100 in your Regular Shares account based on how many qualifying Pillar products you use.

Level 1
0.15%
New Dividend Rate
Any 1 Product
  • eStatements
  • Debit Card
  • Direct Deposit
  • Loan
Level 2
0.20%
New Dividend Rate
Any 2 Products
  • eStatements
  • Debit Card
  • Direct Deposit
  • Loan
Level 3
0.30%
New Dividend Rate
Any 3 Products
  • eStatements
  • Debit Card
  • Direct Deposit
  • Loan
Eligible Products

Four ways to level up.

Each qualifying product you set up and keep active moves you up a tier. Mix and match any combination. It’s based on how you use your Pillar membership.

E-Statements

Go paperless.Get your statements securely online. Faster, greener, and easy to pull up anytime.

Debit Card

Use it for everyday spending.Keep your Pillar debit card active by using it for purchases.

Direct Deposit

Get paid the easy way.Have your paycheck, pension, or benefits deposited directly to your Pillar account. It’s fast, reliable, and free.

Active Loan

Borrow with us, earn with us.An auto, personal, or home loan in good standing counts toward your tier.

Program Rules

Simple. Transparent. Fair.

Here are the five things every member should know about how the Loyalty Rewards program works.

  • Program applies only to balances in a Regular Shares Account.
  • A minimum balance of $100.00 is required to earn dividends.
  • No maximum balance limit. You earn the dividend rate on all your funds in that account.
  • You must maintain active status on each product to qualify for the reward tier.
  • Qualifying products are reviewed monthly; dividends post quarterly.

Ready to earn more on what you already do?

If you’re not a member yet, now’s a great time to join Pillar. Membership is quick to open, and once you’re in, Loyalty Rewards can help you earn more just by using the products you already need.

*This program and the rates are subject to change at the discretion of Pillar Credit Union.