Let's find the right loan for your business, together.
Sit down with people who know North Central Ohio and take the time to understand your business, whether you need a term loan, a line of credit, real estate, or equipment financing.
Financing built around your business.
Working capital, equipment, or the building you've been renting. We structure the loan around your business, not the other way around.
Term Loans
Fixed-rate financing for expansion, build-outs, inventory, or refinancing existing debt.
Lines of Credit
Revolving capital for seasonal swings, payroll smoothing, or short-term opportunities. Pay interest only on what you draw.
Commercial Real Estate
Owner-occupied buildings, investment properties, and refinances. Buy the building you've been renting.
Equipment Financing
Trucks, machinery, kitchen equipment, dental chairs, IT. Financed against the asset itself.
Vehicle & Fleet
Business vehicles, trailers, and small fleets, financed against the asset.
Custom Structures
Don't see your situation? Our lenders structure the deal around the business, not the other way around. Bring us the project.
Decisions made locally.
The biggest difference between us and the bank down the street isn't rates. It's that the person reviewing your application lives in your county.
At Pillar, your file stays here in North Central Ohio. Your underwriter knows the local market, and you'll know who's reviewing your file.
Meet the people behind your loan.
The people who review your application, and pick up when you call with a question.
Your Pillar business team
Business BankingLender bios coming soon. In the meantime, call or email our business banking team to start a conversation about your loan.
How a Pillar business loan works.
No mystery. Here is exactly how it goes.
Start with a conversation
A 20-minute call (or coffee) to understand the business, the project, and what loan structure would actually work. No commitment, no application yet.
Submit your application
You'll get a clear list of what to send: financials, tax returns, business formation docs, and any project-specific items. Send digitally or drop them at the branch.
Local underwriting
Your file is reviewed right here in North Central Ohio by someone on our team. If we need anything, we call. If we approve, you'll receive a clear term sheet outlining the offer.
Close & fund
Sign at the branch, fund directly to your Pillar business account, and start drawing or paying as the loan structure dictates. Your relationship with the lender doesn't end at close.
All loans subject to credit approval, underwriting, and membership eligibility. Loan terms, rates, amounts, and product availability are subject to change without notice. Federally insured by the National Credit Union Administration. Equal Housing Lender. Membership eligibility required.