Fast cash, the Pillar way

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Built on your relationship with us

A short-term, membership-based cash option that looks at your Pillar CU relationship. No application or origination fee. Instant funding to your Pillar CU account.

No credit report required • One loan at a time • Up to 18-month repayment

Pillar Fast Cash helps members cover life events and unplanned expenses quickly. We review your membership and account history, not your credit score, and deposit approved funds directly into your Pillar CU checking account.

No credit report required

  • No application or origination fee

  • Instant funding to your Pillar CU account

  • Flexible terms up to 18 months

  • Borrow what you need—first-time maximum $1,000 (overall range $500–$2,000, subject to eligibility)

Relationship Requirements (Eligibility)

  • Membership: at least 6 months with Pillar Credit Union

  • Deposit history: 61 days of qualifying deposits on record

  • Account: Pillar CU checking required; Primary Account Holder only

  • Good standing: not delinquent on current payments with Pillar CU

  • Age: 18 or older

How It Works — 5 Steps

  1. Check eligibility
    Make sure you meet the relationship requirements above.

  2. Log in to online banking

    Click the menu, tap “Quick Cash” under Services.

  3. Apply online
    Quick, simple application—no credit report and no fees.

  4. Get instant funding
    Approved funds are deposited to your Pillar CU checking.

  5. Repay over time
    Pay it back with a plan that fits—up to 18 months. One Fast Cash loan at a time.

Eligibility is determined by membership relationship and account history. Minimum 6 months of membership required. Maximum advance up to 35% of qualifying deposits posted in the prior 61 days. Limits and exclusions may apply. Primary Account Holder only. Subject to approval.